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General Terms & Conditions

All Loans are subject to credit limitations, our underwriting policies, and may require collateral. This is not a commitment to lend.

Online Application Terms & Conditions

By submitting this form, I/we am sendig a request for Courtesy Finance to contact me and start a loan application on my behalf. I/we recognize that this form is not an application, additional information will be required to start and complete my application and this additional information may be gathered by phone, email, or in person. Additionally, I agree to the following conditions and hereby grant Courtesy Finance the following rights in connection with this form and my loan application: 

I/we understand that payments are not accepted via phone or web; all payments must be mailed or made in person at a branch location. All loans must be closed in person at one of Courtesy Finance’s branch locations. As a result, borrowers must be located within a reasonable drive time from the branch location at which they apply.

Online Privacy Statement

Our Online Privacy Statement describes how we may collect, use and share information you provide when you visit this website, receive our emails or interact with advertisements we have on third-party websites. 

Our Online Privacy Statement does not cover:

We encourage you to read the privacy policies on these sites.

1. What Information Do We Collect?

We collect two types of online information: non-personal and personal.

Non-Personal Information

When you visit our site, we collect the IP address of the device you use to connect to the Internet.  In addition, we gather information such as what browser and which version of it you're using, the type of operating system you have, and which site you came from.  This information helps us provide an online experience that matches your device. 

When you browse our site or receive one of our emails, Courtesy Finance and companies we work with use cookies and / or pixel tags to collect information and store your online preferences.  Cookies are widely used and most browsers are set up to accept them automatically.  If you would prefer, you can choose to not accept cookies. 

It's important to note that cookies and pixel tags do not capture any information that can personally identify you.  The information they gather helps us improve your online experience and may include:

We may also supplement the information we collect with information we receive from other companies.  For example, we may use marketing segments developed by us or other companies to customize certain services to your local area and provide relevant Courtesy Finance offers tailored to you.

Personal Information

In addition to the information described in the previous section, we may also gather personal information that you provide to us such as your name, address, phone number and email.  Collecting this information enables us to offer you online experiences that help you with your financial needs.  For example, we collect personal information when you are:

We collect information you provide through an online loan application or related form at this site when you submit the completed application or related form. The information in your online loan application or related form includes but is not limited to, your name, address, telephone number, and e-mail address.

If we collect personal information from you, or information that's publicly available from other sources, we may use it in combination with the information that Courtesy Finance has collected online.  We can use this information to better tailor and personalize our service and marketing communications with you, both online and offline.

The personal information you provide online is held by the Courtesy Finance business that maintains your account or is processing your application for a new product or service.  You can access and/or change information in connection with your account or application by telephoning your Courtesy Finance branch, or telephoning the branch at which you applied.  To protect your privacy, proof of identity or other authentication is required.

Please see our Privacy Notice, which we provide to all our customers, for a comprehensive explanation of how we collect, use and share personal information and what you can do to limit the use and sharing of your information.  This Privacy Notice applies to personal information regarding our customers, whether collected online or otherwise. 

Email Offers

Customers and consumers who receive a promotional email message about our products and services may elect to not receive further promotional email messages in accordance with the instructions we provide in the promotional email message. If you elect not to receive these messages, we will retain your e-mail address solely for the purposes of facilitating your request or in connection with any application or loan you have with us.

Marketing lists

If you choose to be removed from our non-email marketing lists, please choose from the following options:

If you elect not to receive non-email marketing messages, we will retain your contact information solely for the purposes of facilitating your request or in connection with any application or loan you have with us.

2. How Do We Use the Information We Collect?

Courtesy Finance uses the information we collect about and from you to manage our business and to offer an enhanced, personalized online experience on our site and third party websites.
The information we collect allows us to:

3. How Do We Use Information from Our Advertisements on Other Websites?

Companies we work with place and track advertisements on third-party websites.

Like most advertisers, we place advertisements where we think they will be most relevant to customers.  We place advertisements by developing and using our own marketing segments that may combine online and offline information about our current and prospective customers.  In addition, we may use marketing segments provided by online publishers and network advertising companies.

Network advertising companies that provide these services have their own privacy policies and are not subject to our Online Privacy Statement.  Many of these companies provide ways to avoid targeted advertising provided by, or through, them. 

4. Can You Control Your Information That's Collected and Used Online?

It's important to note that the information we use about you helps us provide you with products, services and experiences that benefit you.  You have the ability to control how your non-personal information is collected and used online.  


When you click on a link contained on this site, you may leave this site and go to another site maintained by Courtesy Finance, one or more affiliates or divisions of Courtesy Finance, or possibly a non-affiliated third party. Linked sites maintained by Courtesy Finance, or one or more of its affiliates or divisions, may have their own cookie policies. Linked sites maintained by non-affiliated third parties may have a cookie policy different from that of Courtesy Finance and/or its affiliates.

You can control whether to accept cookies or not.  If you decide to not accept cookies, some features and services on our site may not work properly.  In addition, the offers we provide when you visit us may not be as relevant to you or tailored to your interests. 
If you would prefer not to accept cookies, you can:

Targeted Advertising

If you prefer to not receive targeted advertising, you can opt out of some network advertising programs that use your information. To do so, please visit the NAI Opt-Out Page. Please note that even if you choose to remove your information (opt out), you will still see advertisements while you're browsing online. However, the advertisements you see may be less relevant to you and your interests.

Notice of Changes

From time to time, we may change this Online Privacy Statement.  The effective date of this Statement, as stated below, indicates the last time this Statement was revised or materially changed.  Please review this Statement regularly and check the effective date below to determine whether there have been changes since the last time you reviewed the Statement. 

Effective Date

This Statement was last modified on June 22, 2012.

Privacy Notice

Financial companies choose how they share your personal information. federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect share and protext your personal information.

Please read this notice carefully to understand what we do.